Yes, you can buy a home with a 540 credit score and 1% down, but read this statement first.
Here is what we will call our no-nonsense, policy! You came here because you are tired of renting and we understand. At Unique By Design Realty, our sole purpose is to help you become a homeowner by all means necessary. As a real estate brokerage, we are bound by law:
To abide by the REALTORS'® Code of Ethics and to strive to conform my conduct to its aspirational ideals;
To act honestly in all real estate dealings;
To protect the individual right of real estate ownership and to widen the opportunity to enjoy it
To seek better to represent my clients by building my knowledge and competence.
In return, we do not charge you to apply and never will. We will be honest and upfront every time and all the time. You can expect to get some free advice, but no one will talk to you for hours.
Now that we have that out of the way.
If you've been turned down for a mortgage before, at any time, we can help. You don't need perfect credit or perfect history. Collection accounts are okay, depending on the amount. You can have credit scores as low as 480 and can still qualify for the rent to own program; however, higher scores above 540 are more favorable.
After you apply, you'll get a comprehensive plan on how much you qualify to purchase and what you will need to do to clean up your credit.
You can apply here. It costs $0.
Real Estate Services
Real Estate Buyers Agent
The full home buying experience.
Real Estate Sellers Agent
Full service listing with fair fees.
Why rent when you can Own?
Low credit; not an issue.
Rent resorts all over the world for low prices. 7 nights as low as $499.
Ask about our free credit consultation.
First off I want to say that I am grateful that his number was passed along to me and just the thought of me almost not calling because of others not being able to help in the past that it could happen again. Boy, I was wrong, less then 4 weeks O'Bryant helped us. I showed him my dream home that was listed at an outrageous amount and he found me something close and almost better for a cheaper price. He has really blessed our family, and we move into our new home on Monday. He is the man that makes it happen, forget what others may told you in the past or made you feel like its impossible to be a home owner... O'Bryant Cannon is the blessing you need to call.
Unique by design is a great company to work with. I just purchased my first home with them and I am very pleased. I am a very picky person and pretty hard to please however I told my realtor O'Bryant Cannon everything that I was looking for in a home and what I was trying to do with the space of the home and he nailed everything on my check list from size, to location, bedrooms, and bathrooms. He is a very personable realtor and he was there every time I called with a question or concern. He got the answers and fixed any issues very quick. I definitely recommend this company and realtor O'Bryant Cannon!
Unique By Design Realty is a great company to work with when you are in the search for a home. They were very easy to work with and stayed on top of everything throughout the homebuying process.