Our Preferred Mortgage Lender 

Land Home Financial

Option to qualify for downpayment assistance.

If you're in the market for mortgage financing with no downpayment required, we have our preferred lender. FHA loans usually require 3.5% of the purchase price for a downpayment.

That requires several thousands of dollars out of pocket, including closing costs which can become a financial barrier for most first-time homebuyers looking to enter homeownership. That is no longer an issue with in-house down payment assistance with our preferred mortgage lender.

Pros

No Downpayment

Credit score min 640 

Up to $131,000 a year income to qualify

Student Loan payments debt payment reduced

***Make sure to put Unique By Design Realty as the referral agent.