If you've been turned down for a mortgage before, at any time, we can help. You don't need perfect credit or perfect history. Banks are hesitant to loan money due to the and risk of debt collectors creating liens on the property when it comes to collection accounts, so they steer away. But with Unique By Design Realty Rent To Own home Program, through the help of partnerships, you can qualify for a home. You can rent a home for sale up to 5 years and buy the home later. With