You’ve found your dream home. It has everything you ever wanted, plus a little bit extra. The only problem? Your credit score isn’t quite high enough to get approved for a mortgage.
If you’re looking to improve your credit score to buy a home, don’t despair. While it may seem like an uphill battle, there are things you can do to give your score a boost. Keep reading to find out what they are.
Check Your Credit Report for Errors
The first step is to order a copy of your credit report from all three major credit bureaus—Experian, TransUnion, and Equifax. Once you have your reports in hand, comb through them carefully and look for any errors. If you find any, dispute them with the appropriate credit bureau.
Keep in Mind: It can take up to 30 days for errors to be removed from your credit report, so be sure to give yourself plenty of time before applying for a mortgage.