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Low Credit Requirements

When we speak of a second chance we mean it.

You can become a homeowner with a credit score as low as 480.  Have collection accounts? No worries as we can still get you approved and work on increasing your credit while living in the home you're purchasing.

Professional Realtors

We are Realtor's trained in customer care, contract negotiations, and home searching. Purchasing a home can seem like a very daunting task, but it doesn't have to be. Our real estate agents are available day or night to answer any questions, make any call, and negotiate on any home of your choosing.


Our Realtors are all uniquely different, but we share the same belief system in our firm.

We do not discriminate based on budget, credit score, debt, family history, nationality, career, income, or anything else that matters. We are here to serve first time home buyers, veterans, sellers, move-up buyers, renters, and everything in between. We are ready to get to work for you, so don't hesitate to reach out to us at any time. 

Down Payment Requirements

The down payment is flexible under the Rent To Own Homes Program. There are several options and are all case by case. 

Down payment options:


Credit Score    Downpayment​

 480-539             3.5% 

 540- 579              1%

 600 +                   Possible no

                             downpayment                                              DPA (housing fund e.g.)

* Downpayment can be a gift, 401k, or savings.

Home Search & Quick Closing

We've found through our experience is that buyers want to hire a full-service real estate company. So we make it our goal to provide full services to our clients by actually doing what we are hired to do. Look for properties based on the client's specific wish-list and make any recommendations from there.


Closing times are fast and efficient. Under the second chance/rent to own homes program, you can close and move in the home in 14 days.


The Rent To Own Program is specially designed for individuals who need more time to correct credit issues. Contact us today for fast approval.

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Ready to hire? Or have other questions? Please fill out the form and we'll give you a call at the time specified.

 © 2020 by Unique By Design Realty, LLC